The experts in our Toyota financial department see them all the time – people with less than perfect credit who are afraid to apply for a car loan. While we know signing a loan can be stressful because it represents a big responsibility, applying for a loan shouldn’t be any more worrisome just because you don’t have perfect credit.

Everyone at our Indianapolis, IN Toyota car dealership knows that life sometimes throws a curveball that can negatively impact a person’s credit score. A divorce, the loss of a job or loved one, a foreclosure or bankruptcy, a sickness…all of these things and many more can have a negative influence on someone’s credit score even when the person thought he or she was prepared for them.

We also know that some people haven’t had a chance to establish a credit history yet. With the colleges and universities in and around our area, we often see college students and recent graduates who haven’t taken out a loan or applied for a credit card yet. We enjoy working with these individuals because we’re able to help them get more than a car. We also help them establish a credit history which can make it much easier for them to get funding for other things such as a home down the line.

We enjoy helping people who’ve struggled with their credit in the past as well because it gives us the opportunity to help them repair their credit scores when we secure a car loan for them. This makes us feel good about the job we do and it makes the consumers who trust us to find a loan for them feel even better. And we’re proud of that.

Stop by Tom Wood Toyota, we can help you get the financing you need to get the Toyota vehicle of your choice. If you’re looking for a 2017 Toyota Tacoma for sale or you’re interested in one of our other Toyota automobiles, don’t be nervous about applying for a car loan with us. 

We’ve used our skills and experience to help countless people get auto loans over the years and we’re ready to help you now. You can start the application process by clicking the Shopping Tools tab at the top of your screen and then selecting Get Pre-Approved in Seconds. Once we receive your application, one of the financial experts at Tom Wood Toyota will contact you to discuss your situation. We look forward to helping you get the financing you need today.

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